Roth Contribution Limits 2024 Married Filing Joint. The maximum amount you can contribute to a roth ira for 2025 and 2024 is $7,000 if you're younger than age 50. Each spouse can have their own roth ira, allowing both to contribute.
If you’re married filing jointly or a qualifying widow(er): If you file separately and did not live with your spouse at any time during the year, your ira deduction is determined under the single filing status.
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